Booking
Discover a provider, choose a service, see live availability, select a date and time, then confirm.
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Search practical answers across agreements, payments, relationships, booking, property, business, and your account.
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Direct answers to the tasks people most often need to complete.
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Browse the PayToOwe ecosystem.
Choose an area to see the most relevant guidance in one place.
Real-world tasks
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Start with your goal. PayToOwe will take you to the right answer and the right place to act.
How do I create an agreement?AgreementsHow do I record a payment?PaymentsHow does a Trust Check work?TrustHow do I book an appointment?BookingHow do I add a property or home?LandlordHow do I track rent and tenants?LandlordHow do repairs and maintenance work?LandlordHow do I set up Business?BusinessHow do I protect or recover my account?Account & Security
Reputation
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Private by default
Trust Check
Ask with permission. Understand with context.
A Trust Check helps you make a more informed decision without turning a relationship into a credit application. The person chooses what to share, can respond without an account, and the check stays private to the request.
Free for both sidesPermission-basedAccount not required to respondNot a credit score
How Trust Check works Product-specific help
Guidance for the way you use PayToOwe.
Follow the established path for booking, property operations, business work, and account access.
Landlord
Keep properties, tenants, rent, repairs, and their shared history connected.
Explore LandlordBusiness
Manage clients, services, bookings, invoices, money, messages, and Business Reputation.
Explore BusinessAgreements
Create clear terms, follow acceptance, record progress, and keep the shared promise together.
Understand AgreementsPayments
See what is owed, what has settled, and what happens next within the relevant agreement.
Understand PaymentsAccount & Security
Recover access, then manage account, privacy, notification, and supported security settings.
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Practical answers, in one place.
Open only what you need. Every action uses an existing PayToOwe destination.
How do I create an agreement?Agreements
Start with the person and the promise you want to document. PayToOwe guides both sides through clear terms and acceptance, then keeps the shared record together as the agreement progresses.
Where can I see an agreement’s progress?Agreements
Open Agreements to see the current state, next action, payment history, messages, and the record shared by both participants. Agreement details remain the canonical home for that promise.
How do I record a payment?Payments
Open the relevant agreement and use its payment action. A recorded payment stays connected to that agreement and its activity record; only settled payments reduce the balance.
Why has my balance not changed yet?Payments
A balance changes only after a payment is settled. A payment that is initiated, processing, failed, or awaiting confirmation remains visible without being treated as settled money.
What appears in Activity?Activity
Activity brings together recorded changes across your PayToOwe relationships, including agreement and payment events. Use it when you need to understand what happened and when.
How does a Trust Check work?Trust
You request permission from a person. They choose what to share, can respond without creating a PayToOwe account, and the result stays private to the request. A Trust Check is free for both sides.
What is PayToOwe Reputation?Trust
Reputation reflects verified behavior and history within PayToOwe. The Trust Engine calculates it internally; it is not a credit score, and public surfaces do not expose the Trust Engine’s private calculations.
How do relationships work in PayToOwe?Relationships
PayToOwe organizes agreements, payments, messages, and shared history around the person on the other side. Invitations do not require that person to create an account before participating.
Where do I find messages with another person?Relationships
Open the relevant relationship or agreement to continue the conversation in context. This keeps communication beside the shared promise instead of creating a separate source of truth.
How do I book an appointment?Booking
Open Book, discover a provider, choose a service, review real availability, select a date and time, and confirm the booking. Each provider’s live page and booking flow use its existing PayToOwe address.
Where do providers manage bookings?Booking
Providers use the Business workspace to manage services, booking availability, appointments, clients, and the money connected to their work.
How do I add a property or home?Landlord
Enter the Landlord workspace and add the property there. Homes, tenants, rent, repairs, and their history remain connected in one authorized workspace.
How do I track rent and tenants?Landlord
Landlord brings rent, tenants, properties, and attention into one operating view. Open a property or tenant to work with the real agreement and payment records behind it.
How do repairs and maintenance work?Landlord
Landlords and renters use the existing repair workflow to report, review, and follow maintenance work in the context of the rental relationship.
How do I set up Business?Business
Business is the workspace for clients, services, bookings, invoices, money, messages, and Business Reputation. Start there to set up the parts that match how your business works.
Where do I update my account information?Account & Security
Sign in and open your profile settings to manage account information. Security, privacy, and notification choices each have their own focused settings area.
How do I protect or recover my account?Account & Security
Use the sign-in recovery flow if you cannot access your account. Once signed in, Account & Security lets you review supported security settings and active access without exposing private relationship data.
Who can see my PayToOwe information?Account & Security
Access depends on the relationship and the specific shared experience. Private account information remains private; shared agreement information is available only to authorized participants; public business information is intentionally public.
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